The Advisory Practice
Mutual Fund Advisory & Cross-Border Tax Planning, Handled Directly by One Advisor
Bridging investment growth and tax compliance for resident families, business owners, and Non-Resident Indians (NRIs) — with one person accountable for both sides.
Principal Background
Jasvinder Singh
Founder, NovaRock Advisory • AMFI Registered Mutual Fund Advisor • IRS Registered Tax Preparer
I founded NovaRock Advisory to fix a gap I kept seeing in personal wealth management: investing and taxation handled by two people who never talk to each other. Most investors work with a distributor who never reviews their tax position, and an accountant who only looks at their finances once a year, in March. When those two don't communicate, the cost shows up as tax drag and, sometimes, compliance penalties you didn't see coming.
After my MBA in Corporate Finance, I built dual credentials so I could handle both sides myself. I am an active AMFI Registered Mutual Fund Advisor (ARN-344268) operating under SEBI guidelines, and an IRS Registered Tax Preparer (PTIN P03472019) recognized by the US Internal Revenue Service.
That combination lets me advise domestic families and business owners across India, as well as NRIs on H-1B, L-1, or green card status — building disciplined mutual fund portfolios in India while keeping DTAA benefits, FBAR filings, and capital gains treatment compliant on both sides.
"Real portfolio performance isn't the gross number on a screen — it's the wealth you actually keep after taxes, fees, and inflation."
— Jasvinder Singh, Principal Advisor
Credentials
Verifiable Regulatory Registrations
Every registration below can be checked independently on the regulator's official database.
Association of Mutual Funds in India (AMFI)
SEBI-Compliant Mutual Fund Distributor Registry
United States Internal Revenue Service (IRS)
Federal Tax Return Preparer Registry, Washington D.C.
Practice Standards
My Commitments to You
How I manage your investments and tax compliance — with complete transparency and zero product quotas.
Unified Wealth & Tax Planning
I coordinate your mutual fund allocation directly with your tax filings, so nothing catches you by surprise at filing time.
Cross-Border US-India Advisory
I structure Indian mutual fund portfolios while keeping your US federal filings — Form 1040, DTAA, FBAR, PFIC — compliant on both sides.
Evidence-Based Asset Allocation
No speculative trading, no chasing market noise — disciplined, goal-aligned allocation built for long-term compounding.
Direct Access to Me
You speak with me directly. No call centres, no junior relationship managers, and no hand-offs.
Complete Fee Transparency
Full upfront disclosure on how each product works and how I am compensated. No hidden costs or surprise charges.
Regulatory Accountability
Full compliance with SEBI investor protection norms and AMFI standards — your rights are protected at every step.
How I Work With You
A Four-Step Process
From the initial discovery conversation to ongoing reviews.
Discovery & Financial Audit
I review your current investments, monthly cash flows, existing insurance cover, and tax status — old vs. new regime in India, or US residency rules.
Custom Asset Allocation
I build a portfolio across equity, debt, and hybrid funds matched to your time horizon, liquidity needs, and tax bracket.
Setup & Execution
I handle KYC verification, account linking, and SIP setup directly through authorized registrar platforms (CAMS, KFintech).
Ongoing Reviews & Tax Filing
I run periodic portfolio reviews, rebalance when needed, use long-term capital gains exemptions where they apply, and handle your annual tax filing.
Schedule a Direct Consultation
Book a consultation slot with me to review your mutual fund portfolio, retirement roadmap, or US-India tax filing.