AMFI Registered • IRS Tax Preparer • PTIN P03472019
Cross-Border Wealth,
Handled by One Advisor
Most advisors handle either your Indian investments or your US taxes — rarely both, and rarely with anyone accountable for how the two interact. As an AMFI Registered Mutual Fund Advisor and IRS Registered Tax Preparer, I plan your investments and file your US tax return myself, so nothing gets lost in the handoff between them.
How NovaRock Advisory Serves You
Three Kinds of Clients, Three Different Problems
Select the mandate that matches your situation to begin.
Salaried Professionals
Keep More of What You Earn
High earners often overpay tax simply because nobody walked them through the options. Using Section 80C, NPS, and the right tax regime for your situation, NovaRock Advisory builds a plan that keeps more of your income working for you.
Business Owners
Separate Your Wealth From Your Business
"Your personal finances shouldn't rise and fall with your business's cash flow. I help you plan advance tax, structure your holdings, and file ITR-3/ITR-4 correctly — so your personal wealth builds independently."
NRIs & H-1B Holders
One Advisor, Both Countries
"Investing in India while filing taxes in the US means dealing with DTAA treaties, FBAR reporting, and PFIC rules — usually with two advisors who've never spoken to each other. I handle both sides personally, so your strategies never work against each other."
Credentials
Verifiable, Not Just Claimed
Every registration below can be checked independently on the regulator's own website.
AMFI Mutual Fund Advisory
Association of Mutual Funds in India
United States Federal Tax Credential
Internal Revenue Service (IRS), USA
What I Do
Seven Services, One Advisor
Straightforward wealth planning and tax preparation, managed directly without handoffs.
Mutual Fund Advisory
I select and balance equity and debt funds based on your specific timeline and goals, rather than generic risk labels.
Learn More →Portfolio Management
Structured annual reviews and rebalancing to ensure your asset allocation stays disciplined across market cycles.
Learn More →Retirement Planning
Calculating the exact corpus required to sustain your lifestyle post-retirement, factoring in realistic inflation and withdrawal rates.
Learn More →Education Planning
Setting aside capital systematically for domestic or international higher education, mapped to projected cost inflation.
Learn More →Tax Planning
Structuring investments to utilize statutory exemptions (Old vs. New regime, 80C, LTCG harvesting) legally and efficiently.
Learn More →Insurance Planning
Determining pure term and health protection coverage calibrated to your liabilities, independent of product commissions.
Learn More →US Tax Returns
Federal tax return filing for NRIs, H-1B holders, and OCIs, prepared under active IRS PTIN authorization.
Learn More →What's a Stock Actually Worth?
Get a fair value estimate for any Indian stock using EPS multiples and a discounted cash flow model, with a built-in margin of safety.
Try the CalculatorEstimated Fair Value vs. ₹2,450 Market Price
Why Work With Me
A Few Things That Are True Here
Not a values poster — just what actually holds across my practice.
SEBI Compliant
Every recommendation follows SEBI's investment advisory guidelines. That's not optional here.
AMFI Registered
"ARN-344268, checkable directly on AMFI's own site — not a badge I designed myself."
No Product Pushing
Recommendations are based on what fits your situation, not which product pays the best commission.
Research-Led, Not Trend-Led
I build on fundamentals and long-term data, not whatever's trending this quarter.
Your Data Stays Protected
Your financial and tax documents are handled with the same care whether they're for India or the US.
Regular Portfolio Reviews
Portfolios get checked on a schedule, not only when something's already gone wrong.
Insights
Regulatory Updates, Explained Plainly
What's changing, and what it actually means for you.
RBI's New Anti-Mis-Selling Rules
A plain read of the framework restricting forced cross-selling with credit facilities, and what changes for investors.
Union Budget 2026: What Changed
Corporate capex, tax thresholds, and what the Budget means for your own financial planning.
SEBI's Mutual Fund Expense Rule Changes
What the revised expense cap definitions mean for your long-term returns.
Client Reviews
See What Clients Actually Say
"Real reviews on Google, not quotes I've written myself."
Ready to Talk?
Book a free consultation — no obligation, just a straight conversation about where you stand.