Calculate Your Exact Tax Leakage
Compare the Old vs New Tax Regime side by side. Find which option minimizes your tax liability and see how much you are leaving on the table.
| Income Range | Rate |
|---|---|
| Up to ₹2,50,000 | Nil |
| ₹2,50,001 – ₹5,00,000 | 5% |
| ₹5,00,001 – ₹10,00,000 | 20% |
| Above ₹10,00,000 | 30% |
| Income Range | Rate |
|---|---|
| Up to ₹4,00,000 | Nil |
| ₹4,00,001 – ₹8,00,000 | 5% |
| ₹8,00,001 – ₹12,00,000 | 10% |
| ₹12,00,001 – ₹16,00,000 | 15% |
| ₹16,00,001 – ₹20,00,000 | 20% |
| ₹20,00,001 – ₹24,00,000 | 25% |
| Above ₹24,00,000 | 30% |
Enter Your Income & Deductions
Adjust the sliders to match your annual finances. Results update automatically.
Gross Income
Old Regime Deductions
These deductions apply only to the Old Regime calculation.
Your Tax Breakdown
FY 2026-27 • Salaried individual baseline • Standard deductions factored (Old: ₹50,000, New: ₹75,000) • 4% Health & Education Cess included • Section 87A rebate applied where eligible • Surcharge excluded • Indicative diagnostic calculation, not a substitute for formal filing assessment.
Strategic Analysis
Unplanned Tax Allocation Erodes Long-Term Capital
Typical annual overpayment for a salaried professional earning ₹12L due to default regime selection or unoptimized deductions.
Value of ₹65,000 in annual tax savings reinvested into a disciplined equity portfolio at 12% annualized return over 25 years.
Selecting between the two regimes requires evaluating your specific deduction profile rather than assuming the default option.
Protect Your Capital. Eliminate Unnecessary Tax.
I structure comprehensive tax-efficient investment portfolios designed to minimize your legal liability under both domestic and international tax frameworks.
AMFI Registered ARN-344268 • IRS Registered Tax Preparer PTIN P03472019 • Kurukshetra, Haryana