EDUCATION PLANNING TOOL

Child Education Cost Calculator

Calculate the future cost of your child's education with inflation and plan your investments accordingly.

AMFI Registered

ARN-344268

IRS Authorized

PTIN P03472019

SEBI Compliant

Direct Fiduciary Standard

Inflation-Adjusted

Real Future Cost Modeling

Plan Your Child's Higher Education

Child's Current Age 5 Years
Target Education Level Undergraduate
School (10+2) Undergraduate Postgraduate / MBA
Today's Estimated Cost ₹1000000
Education Inflation Rate (p.a.) 10%
Expected Portfolio Return (p.a.) 12%
Current Savings Dedicated to Goal ₹100000

Current Benchmark Costs in India & Abroad

  • Engineering (India): ₹15–25 lakhs
  • Medical / MBBS (India): ₹50 lakhs–1 crore
  • Top Tier MBA (India): ₹20–30 lakhs
  • Undergraduate (US / UK / Canada): ₹50–90 lakhs
  • Postgraduate (US / Global): ₹80 lakhs–1.5 crores

Projected Education Cost

Years Until College Starts
13 Years
Current Cost (Today's Value)
₹10,00,000
Future Cost (Inflation Adjusted)
₹34,21,942
Projected Value of Existing Savings
₹3,23,839
Net Corpus Shortfall
₹30,98,103
Recommended Monthly SIP
₹10,250

Action Plan

Investing ₹10,250/month in a disciplined equity and hybrid mutual fund allocation bridges the gap to your target corpus of ₹34,21,942 in 13 years.

Asset Allocation Guidelines

  • • 13 years remaining: 75–80% Equity, 20–25% Debt
  • • Gradually shift to debt/fixed income 3–4 years before college starts
  • • Avoid lock-in endowment policies with low post-tax yields
  • • Review portfolio and step up SIPs annually

Want a Custom Education Roadmap for Your Child?

Book a direct consultation with Jasvinder Singh to map out an inflation-adjusted investment strategy tailored to your family's goals.

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