Financial Safety Net

Emergency Fund Calculator

Calculate how much emergency fund you need to cover 3-12 months of expenses. Build your financial safety net today.

Calculate Your Emergency Fund

Monthly Expenses ₹30000
Number of Months Coverage 6 Months
Number of Dependents 2
Job Stability Factor Moderate
High Moderate Low

Why Emergency Fund Matters?

  • Job loss protection: Cover expenses during unemployment
  • Medical emergencies: Handle unexpected health costs
  • Home/car repairs: Deal with sudden large expenses
  • Peace of mind: Sleep better knowing you're prepared

Your Emergency Fund Target

Monthly Expenses
₹30,000
Recommended Coverage
6 Months
Basic Emergency Fund
₹1,80,000
With Buffer (20%)
₹2,16,000

💡 Recommendation

Based on your profile, aim to build ₹2,16,000 as your emergency fund. Keep this in liquid instruments like savings accounts, liquid mutual funds, or short-term FDs.

Where to Keep Emergency Fund?

  • • Savings Bank Account (30-40%)
  • • Liquid Mutual Funds (40-50%)
  • • Short-term FDs (20-30%)

Need Help Building Your Emergency Fund?

Talk to our experts and create a personalized financial safety plan.

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