Financial Safety Net
Emergency Fund Calculator
Calculate how much emergency fund you need to cover 3-12 months of expenses. Build your financial safety net today.
Calculate Your Emergency Fund
Monthly Expenses
₹30000
Number of Months Coverage
6 Months
Number of Dependents
2
Job Stability Factor
Moderate
High
Moderate
Low
Why Emergency Fund Matters?
- Job loss protection: Cover expenses during unemployment
- Medical emergencies: Handle unexpected health costs
- Home/car repairs: Deal with sudden large expenses
- Peace of mind: Sleep better knowing you're prepared
Your Emergency Fund Target
Monthly Expenses
₹30,000
Recommended Coverage
6 Months
Basic Emergency Fund
₹1,80,000
With Buffer (20%)
₹2,16,000
💡 Recommendation
Based on your profile, aim to build ₹2,16,000 as your emergency fund. Keep this in liquid instruments like savings accounts, liquid mutual funds, or short-term FDs.
Where to Keep Emergency Fund?
- • Savings Bank Account (30-40%)
- • Liquid Mutual Funds (40-50%)
- • Short-term FDs (20-30%)
Need Help Building Your Emergency Fund?
Talk to our experts and create a personalized financial safety plan.