Our proven 6-step onboarding process makes it easy to start your investment journey. From free consultation to ongoing portfolio management, we guide you every step of the way.
Simple & Transparent • Client Onboarding Process
How It Works: Client Onboarding Process
Onboarding Process at a Glance
Timeline: Clients typically complete onboarding within 5-7 days and start investing immediately.
Step 1: Free 30-minute consultation to understand your financial situation and goals.
Steps 2-4: Comprehensive risk profiling, goal setting, and custom portfolio recommendations.
Steps 5-6: Seamless implementation, KYC setup, ongoing quarterly reviews, and support.
Your Journey to Financial Success
We've designed a straightforward process that takes the complexity out of investing. Typically, clients complete onboarding within 5-7 days and start investing immediately.
1
Step 1
Free Consultation
Your journey begins with a no-obligation, free 30-minute consultation. We get to know you, understand your financial situation, and discuss your goals.
What We Discuss:
- Your current financial situation
- Short-term and long-term goals
- Investment experience and comfort level
- Questions about our services
- Expected returns and realistic timelines
2
Step 2
Risk Profiling
We conduct a comprehensive risk assessment to understand your risk tolerance, investment personality, and behavioral tendencies. This ensures your portfolio matches your comfort level.
Risk Assessment Includes:
- Risk capacity (financial ability to take risk)
- Risk tolerance (emotional comfort with volatility)
- Time horizon for each goal
- Liquidity requirements
- Behavioral questionnaire (20-25 questions)
3
Step 3
Goal Setting & Planning
We help you define clear, measurable financial goals with specific timelines and target amounts. Each goal gets its own investment strategy.
Common Goals We Plan For:
- Retirement planning (corpus calculation)
- Child's education (undergraduate, postgraduate)
- Home purchase or down payment
- Wedding expenses
- Wealth creation and financial independence
- Emergency fund building
4
Step 4
Portfolio Recommendation
Based on your risk profile and goals, we create a customized portfolio recommendation with specific mutual fund selections, asset allocation, and SIP/lumpsum amounts.
Your Portfolio Plan Includes:
- Asset allocation (equity/debt/hybrid split)
- Specific mutual fund recommendations
- Monthly SIP amounts for each goal
- Lumpsum investment suggestions (if applicable)
- Tax-saving (ELSS) strategy
- Expected returns and maturity projections
5
Step 5
Implementation
We assist you with KYC completion, account setup, and executing your first investments. Our team handles all paperwork and ensures a smooth onboarding experience.
Implementation Steps:
- KYC completion (if not already done)
- Bank mandate registration for SIP
- Advisory agreement signing
- First SIP/lumpsum investment execution
- Portfolio tracking setup
- Access to client portal/reports
6
Step 6
Ongoing Reviews & Support
Your journey doesn't end after investing. We provide continuous monitoring, quarterly reviews, rebalancing, and ongoing support to keep you on track toward your goals.
Continuous Support Includes:
- Quarterly portfolio performance reviews
- Annual rebalancing (if needed)
- Market updates and commentary
- Goal progress tracking and adjustments
- Tax planning and optimization
- Unlimited consultations via phone/email/WhatsApp
Documents You'll Need
Keep these documents ready for a smooth onboarding process
Identity & Address Proof
- PAN Card (mandatory)
- Aadhaar Card
- Passport (if applicable)
- Driving License
Financial Documents
- Bank statement (last 3 months)
- Cancelled cheque
- Salary slips (optional)
- Existing investment statements
KYC Documents
- Recent passport photo
- Signature specimen
- Address proof (utility bill)
- Income proof (optional)
Other Documents
- Insurance policies (if any)
- Loan details
- Property papers (optional)
- Monthly expense summary
Note: If you've already completed KYC with any SEBI-registered entity, we can verify your status online—no need to submit documents again!
Why Choose NovaRock Advisory?
Goal-Based Approach
Every investment is linked to a specific goal, ensuring your money works toward what matters most to you.
Data-Driven Decisions
We use quantitative analysis, not gut feelings, to select funds and construct portfolios.
Regulatory Compliance
AMFI-registered (ARN-344268) and SEBI-compliant, ensuring you receive ethical, professional advice.
Transparent Communication
No jargon, no hidden fees. We explain everything in simple language.
Digital-First Experience
Track your portfolio, view reports, and communicate with us anytime through our digital platform.
Personalized Service
Not a robo-advisor. You get dedicated human support for all your financial questions.
Ready to Start Your Investment Journey?
Schedule your free 30-minute consultation today and take the first step toward financial freedom.
NovaRock Advisory | AMFI ARN-344268 | IRS PTIN P03472019 | Kurukshetra, Haryana